How can I fight my insurance adjuster’s decision?
April, like so many policyholders don’t understand the importance of adequately protecting themselves, it’s not their fault, but the adjuster in most cases doesn’t explain the process to them so they understand it. It is the responsibility of the owners to ensure that they do not depend on anyone but themselves during a time of danger, even if it is a very difficult time. I suggest you seek outside help, which we’ll talk about later.
That said, April was in for a rude awakening and the experience was going to be one she would never forget, even if she wanted to forget it.
Although April had a fire and felt very lucky that her four children escaped, along with her animals, who were also part of the family, she would soon learn that her insurance company would not take care of her as their agent. she had always told him that they would if she ever needed them. She called her insurance agent right away, and it was the next day that a contractor showed up at her door along with the insurance adjuster just a couple of minutes later. The contractor explained that he would help and assist her in her claim and it wasn’t long before he signed her contract that unbeknownst to her, the contract locked her into a position that gave the contractor total control over the entire claim. . At the time she felt comfortable doing this, after all, her insurance adjuster assured her that he was a good contractor and that he would do a good job for her.
Her adjuster was nice, at least most of the time, but it wasn’t long before he seemed to care less about what was best for April and more concerned about her company; And that scared April. It wasn’t until after a few weeks of witnessing this kind of tragedy in front of her that he reached out to someone he thought could at least guide her. After talking with her friend, she realized that she needed the help of an outside person who understood the insurance business as well as or better than the insurance adjuster. Her friend told her to find a public adjuster, someone who works only for the landlord, and she did. It wasn’t long before she found a local public appraisal company that she understood and had the knowledge to help her, who was a claims expert who worked for homeowners.
After hiring her public adjuster, she really began to feel more at ease because she was able to see that what the insurance company adjuster told her it would not cover, began to be covered and paid for. April didn’t need to worry about the little details from now on. She knew that she had made the right decision and she could see that progress was being made. Her claim came to an end with quality work because the public adjuster discovered during his investigation that the contractor she had originally hired was more concerned with fear of asking the insurance company for more money to fix the owned by her. correctly, so the public adjuster helped her find an honest contractor to do her job. She was a satisfied customer and she moved back into her house.
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