What is a prefab house anyway?

Factory Built Housing Definitions Many types of structures are factory built and designed for long-term residential use. In the case of manufactured and modular homes, the units are built in a factory, transported to the site, and installed. In panel and pre-cut homes, essentially flat subassemblies (factory-built panels or factory-cut building materials) are transported to

Protecting your family property against liens and judgments

Today, most residential homeowners do not realize that they do not have “legal status” of family ownership in their home. Some states have homestead exemptions and homestead benefits, but very few people haven’t realized that they must first “proclaim” their home as their homestead to qualify for such benefits. Currently, the states with the best

Popular California Real Estate Investing Strategies

Investing in California real estate is a challenging market for seasoned investors, let alone those new to the practice. The Golden State has been in a downward spiral of foreclosure takeovers since the banking crisis. However, this has opened the doors for investors to buy properties well below market value. Investing in California real estate

Recovery of depreciation on rental property

Rental property depreciation recovery refers to a tax provision on capital gains due to depreciation commonly faced by real estate investors who sell their rental income property. In essence, depreciation recovery is how the Internal Revenue Service can “recover” taxes on all or part of the gain on the asset’s disposal as ordinary income, rather

What are hard money residential loans?

Some people ask us: What do you mean by hard money residential lenders? The term simply means that you can go to certain lenders like us; We ignore your credit score and give you a loan for a single-family home or duplex. The term “hard money” is submerged with names like “no-doc”, private loans, personal

Gold: An Ancient Investment Option

Traditionally considered a sign of supremacy, beauty and peace, gold has immense religious value, especially in Indian culture, and connotes great sacred meaning. The Indians, in particular, believe that buying gold will bring them good fortune. However, with the changing times, the connotation and value of the metal has undergone remarkable changes. People’s perception of

Surprise, surprise: your closing date has moved, again!

It seems like everyone is refinancing their mortgages right now. Well, not everyone. I imagine that other countries are not experiencing the same phenomenon of low rates that we are experiencing now. However, I can assure you that the mortgage industry here at home is experiencing record numbers in volume due to the current market.

All about fake ID

We are comfortable with ID cards, almost too much so. A well made ID card will fool most ordinary citizens and even many in our law enforcement community. How many TN state troopers have ever looked at an Alaskan driver’s license to know if it was fake or not? Out-of-state licenses are often not scanned