It is not only the computers but the integral components that the crooks will target. Computer crime is one of the fastest growing crimes in the UK, according to the Association of British Insurers; in 1995, a third of all business claims were related to computer crime. It’s not just the loss of a computer
Have you done a major renovation in your house lately? If so, it likely affects the rebuilding costs associated with rebuilding your home and is a recommended time to have a discussion with your insurance professional. Remembering to regularly review your home’s coverage with an insurance professional is a good step toward maintaining an adequate
Capital gains tax is a complicated area of Tax Law that must be applied carefully to identify the correct result when determining whether capital gains tax applies to a particular transaction or not. Inheritance is one of the most complicated areas of capital gains tax. You must keep special records in connection with the acquisition
When applying for a mortgage, lenders will review the borrower’s employment, income, down payment, and credit history. Even if the borrower’s credit scores are acceptable, many lenders will look at the length and amount of credit established. If the borrower does not have an established payment history, the loan may be denied due to lack
In 1881, Anton Stark, a rancher, became so infatuated with the town of St. Elmo that he and his family quickly settled in. Anton became section chief of one of the local mines and his wife, Anna, ran a general store and the Home Comfort Hotel, which later became home to the post and telegraph
If you are starting your estate planning process, an ILIT (irrevocable life insurance trust) will give you peace of mind. If you have young beneficiaries or a sizeable estate, the trust may provide control over a life insurance policy. The irrevocable aspect of the trust ensures that the creator or grantor will not be able
Too often I hear from people who are giving up their beloved family pet because the landlord enacted a new no pet policy, or because they are moving into a rental property that has a no pet policy. Less often, I also hear from owners who allow cats but require declawing. Before you agree to
Everyone gets unwanted calls or prank calls from time to time, and everyone has missed a call before and wants to know who it is before returning it. The best way to do this is to use free online reverse phone lists. They allow you to search for a person by entering their phone number.
The Polaris 280 pool cleaner is one of the best in-ground pool cleaners available on the market today. Although it is an older model, it consistently outperforms the newer models of Polaris pool cleaners. It also requires less maintenance and is easier to troubleshoot and repair when problems start to occur. Like all pool cleaners,
Medical practice financing for medical practice loans is the goal of most new and established medical practices seeking working capital. There are many aspects of medical practice financing that you need to be aware of before you hope to get financing for your medical practice! You want to make sure your healthcare medical practice gets